Our house is insured with one of the main providers who does cover floods, and since the Gap Storm hit in 2008 the policy sky rocketed. The policy paid approx.6 months ago was $1367.00. We live on top of a high hill about 65 meters above sea level and the crime rate is not too bad. Cant imagine the cost for renewal next time around. May have to sell a kidney on E Bay. 

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